Get out of debt by making the smallest of changes

When we decided we need to make a change in our lives and get out of the overdraft once and for all, the very first thing we did of course was to go through our expenditure with a fine-tooth comb. I sat going through every payment, purchase, direct debit, every single penny to find out exactly what was going where.…

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Smashing Goals with #ThisIsMyEra

One of my reasons for going alcohol free was because of the promotion I received at work, typically it consisted of a bigger work load, more responsibility and generally being crazy busy! I figured going alcohol free it would benefit concentration, and productivity all round to help make my new role easier. Obviously doing this alone would not help with…

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One Year Shopping Ban Day 1

So today is the first day of my one-year shopping ban, I thought I would outset the rules in place to govern me for the next year. I don’t need to spend, I don’t need any more stuff and, in the run up to this a lot of thought has been put into what I might need before deadline day…

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